Lovable 2026 年 10 月定價解析：Pro 100 credits 每月 $25，拆解每個 credit 成本與升級時機
Lovable pricing, October 2026: what $25 buys, the real cost per credit, and when to upgrade
Build Stack Tools 按 Lovable 官方文件整理 2026 年 10 月方案價格，指出 Pro 100 credits 每月 $25，每個 credit $0.25。
Lovable's marketing pricing page didn't print dollar amounts when I checked on 28 October 2026. The numbers are in Lovable's own docs: the Subscription plans page and the Credits and usage page. Here's what each plan costs, what a credit costs you, and when it's worth paying.
TL;DR
| You are... | Best plan | Cost |
|---|---|---|
| Trying Lovable out | Free | $0: 5 build credits a day, capped at 30 a month |
| Building one real project | Pro, 100 credits | $25/mo, or $250/yr (~$21/mo) |
| A student or teacher | Pro, 100 credits, 50% off | Half of $25 for up to 12 months |
| Running out every month | A bigger Pro tier | Same $0.25/credit up to 800 credits, a bit less above that |
| Needing team controls | Business | From $50/mo for 100 credits |
Short version: Pro is the plan to buy. Bigger Pro tiers just buy more credits, not more features.
Free plan
- 5 build credits a day, up to 30 a month. On Free, that cap is hit after 6 days of daily use (6 × 5 = 30). Then nothing until the 1st.
- 20 Cloud credits, 4 AI credits and 1 connector credit a month, for running your app's backend and AI features.
Fine for testing an idea. A real app will hit the cap in the first week.
Pro: you're buying credits
Every Pro tier is the same plan with a bigger monthly balance. I added the cost per credit so you can see where the discount kicks in:
| Credits/mo | Monthly | Per credit | Annual (per month) |
|---|---|---|---|
| 100 | $25 | $0.250 | $250 ($21) |
| 200 | $50 | $0.250 | $500 ($42) |
| 400 | $100 | $0.250 | $1,000 ($84) |
| 800 | $200 | $0.250 | $2,000 ($167) |
| 1,200 | $294 | $0.245 | $2,940 ($245) |
| 2,000 | $480 | $0.240 | $4,800 ($400) |
| 3,000 | $705 | $0.235 | $7,050 ($588) |
| 4,000 | $920 | $0.230 | $9,200 ($767) |
| 5,000 | $1,125 | $0.225 | $11,250 ($938) |
| 7,500 | $1,688 | $0.225 | $16,880 ($1,407) |
| 10,000 | $2,250 | $0.225 | $22,500 ($1,875) |
What the table tells you:
- Up to 800 credits there's no volume discount. Every tier is $0.25 a credit. Pick the smallest tier that covers your month.
- Annual billing is the real discount. Lovable says it's two months free: $250 instead of 12 × $25 = $300.
- Top-ups cost the same as the base plan. Lovable's docs list the Pro top-up rate at $0.25 per credit ($10 buys 40 credits). Running out on the 100-credit tier and topping up costs the same per credit as moving to 200.
Pro also gives you:
- 5 daily build credits with no monthly cap. If you build every day, that's up to about 150 extra credits in a 30-day month. They expire at the end of each day (00:00 UTC), so they only help on days you actually build.
- Rollover. Unused monthly credits roll over while your subscription is active. On monthly billing they expire 2 months after they were issued.
- Code editing, code download, custom domains, and removing the "Edit with Lovable" badge. These are listed as Pro and above in the plan comparison.
Business and Enterprise
- Business starts at $50 a month for 100 credits ($500 a year), up to $4,300 a month for 10,000. That's double the Pro price for the same credits, and the docs list the Business top-up rate at $0.50 a credit. You're paying for team controls and governance, not more building.
- Enterprise is a sales conversation. No price is published.
Student and teacher discount
Verified students and teachers get 50% off the 100-credit Pro plan, billed monthly, for up to 12 months. Lovable checks your school email domain, and you have to verify from a Free workspace. Higher tiers, annual billing and top-ups aren't discounted.
Two things to know before you budget
- Your live app spends the same credits. Hosting, the database and AI features in your deployed app draw on the same balance once the small monthly grants run out.
- Chat pricing is temporary. The docs say the current chat pricing, including the free daily chat allowance, applies through 31 October 2026 and may change after that.
Cheaper options to compare
- Base44: Starter is $20/mo, or $16/mo on yearly billing. Free plan available.
- Emergent: Standard is $20/mo, or $17/mo on yearly billing. Free plan includes 10 credits a month.
- Blink: Starter is $25/mo, or $13/mo on yearly billing ($150 a year). Free plan available.
Each vendor defines a "credit" differently, so compare what one credit actually does before you compare prices.
Checklist before you upgrade
- Stay on Free until you've hit the 30-credit cap at least once.
- Track a normal week of building and multiply by four.
- Start on Pro 100. If you run out, a top-up costs the same per credit as the next tier.
- If you'll stick with it for a year, annual saves two months.
- Students and teachers: verify for the discount before you upgrade, since verification needs a Free workspace.
- Recheck docs.lovable.dev on the day you buy. Credit tiers change.
I track Lovable's plans, with source links and check dates, on Build Stack Tools, a free directory of AI app builders and coding tools. It also has Lovable alternatives if you're shopping around.
來源：DEV Community · dev.to